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ABOUT DAVID TERNER

David Terner graduated from the University of Colorado School of Law in 1999, took and passed the Bar Exam on his first test, and was admitted to practice by the Colorado Supreme Court in Oct. 1999. Prior to that time, David had graduated from Claremont McKenna College with a Bachelor of Arts (Hons) in Philosophy. He grew up in Green Bay, WI then moved to Scarsdale, NY, went to Rye Country Day School in Rye, NY and then to the Anglo American School of New York in Manhattan.

His father Fred S. Terner,M.D., should have been a medical practitioner in Austria in the 1930's but was kicked out of Medical School (as were his brothers) for being Jewish. That was the "thank you" from Austria, for which his father, Israel Terner, served in the officer corps of the Austro-Hungarian Army (under Emperor Franz-Josef). His father Israel Terner and mother and older brother Charles/Yitzhak Terner all left for Switzerland, after sending his younger brother Eddie/Moshe to the Shomer HaTsair in Palestine. His family left Fred to fend for himself, and he found passage on the S.S. Hanna from Cyprus to Palestine (but was turned back by the British, who had decided at that time that 30,000 Jews a year was their "quota", even though the Nazis and Austria were slaughtering Jews in the millions. Fred Terner then was sent back to Cyprus where he found employment as a translator and later was offered a job in Africa by a Scotsman. Traveling to Tanganyika/Nyasaland, Fred Terner lived in/around Fort Johnson (in what is now Malawi) until the end of WWII, after which he traveled to Britain and re-applied for Medical School (he was stubborn). Accepted in Sheffield Medical School, he met Elizabeth Anne Alderson, David's mother, and after they traveled to the United States, they married. Fred, a full scholarship student in Austria, had to borrow tuition and living expenses from a charity in England, and only paid that debt off in the 1960's, setting back the family fortunes palpably. Austria offered only token reparation for this financial tort (a few thousand dollars, which is nothing compared to the cost of a medical education and years of lost practice), but then again Austria also had Kurt Waldheim (a Nazi) as its Prime Minister, so expectations were minimal.

Fred Terner died when David was 15 years old, and his mother was not a financial maven (as his mother has financially supported his elder sister, an addict, all of her adult life), so he only did undergrad and law school in his 30's, and knows more than most lawyers what real life is all about. Not having spent years in ivory towers helps inform David about the difficulties we confront in life, and allows him insight into possible resolution sets.

David lived overseas for over a decade, then returned to the States, looked for and found a pre-business, pre-law private college (CMC) and then, as he was interested in Environmental Law, studied law in Boulder, Colorado. As he was an "adult student" he knows the value of education and also has personal experience with student loans (as his mother was supporting his sister Judith Terner). So he knows how the bills pile up.

Originally working for a tech firm (that sent him to Hyderabad, India) after law school, David hung out his shingle after that firm went south. His friends at that firm became his first clients, and he worked with start-ups and sadly, also worked on a number of divorces. That laid the groundwork for his present foci. Some of the tech people had to declare bankruptcy and David helped them through that process. Others got divorced, or had post-decree divorce work (child support/custody and maintenance) that needed to get done. Many created start-ups and David worked with them to create, grow and nurture their business entities. David has also helped hundreds of Colorado residents file for Chapter 7 Bankruptcy protection. In Singapore, David joined his "beshert", a lovely scuba diver from Malaysia whom he had met while diving in Thailand, and who practices medicine in Singapore. They married in 2008 and are the extremely happy and proud parents of a gorgeous little girl.

David returned in September 2013 to his (only) family.


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TESTIMONIALS/FEEDBACK:

K.W. (client 2012)

David Terner represented me in my bankruptcy in early 2012. He made the entire process easy, understandable and financially possible. I would highly recommend him to anyone, anytime!

J.J. (client 2011)

I had previously seen another attorney who told me I could not file for bakruptcy despite my dire situation. Then I was referred to Mr. Terner who accurately evaluated my numbers, told me I could file, and handled the whole thing from start to finish in an amazingly short amount of time. Mr. Terner was most reassuring during my difficult time.

Steve L. (client 2011)

Mr. Terner was extremely helpful and knowledgable in assisting me during my bankruptcy procedure. During this potentially stressful time, he kept me calm and informed every step of the way and was successful in getting my bankruptcy discharged. I would definitely recommend using Mr. Terner to anyone who may be going through the difficult process of filing for bankruptcy. Thank you again.

Christina W. (client 5/20/2011)

"I used Dave Terner for a Bankruptcy case and he was very responsive and knowledgeable. He took the time to answer my questions and it seemed like he had my best interest at hand. He responded quickly to phone calls and emails and I was able to make appointments with ease. I would recommend him and his services."

Dave H. (client 4/20/2011)

"I recently retained the services of Mr. Terner to help me file my personal bankruptcy. The decision to file was one that pained me and I didn't take it lightly, but Mr. Terner made it a simple, and stress free as it could be. Mr. T is very knowledgeable, prompt in returning emails or calls, easy to talk to during a difficult process. I will certainly use his services again the next time my bankruptcy needs call for it, and would certainly recommend him for any friends and family in need of legal representation."

Katie H. (Client, 4/18/2011)

"I was referred to Mr. Terner by a friend of mine who had retained his services as his divorce attonrey. I hired Mr. Terner to represent me in my bankruptcy case and was very pleased with his knowledge, support and quick and timely response to all of my questions and legal needs. Mr. Terner charges a very fair rate and follows through on his agreements. Thanks to Dave Terner I am now on the road to financial recovery and peace of mind."

Dave S. , Owner, Eaglepremier (business partner) was with another company when working with you

“It has been my honor to know Dave Terner. I have known him now for the better part of 10 years, and I always have enjoyed spending time with him. That is probably because he is among the most brilliant people I have ever met. You pick the topic .. nearly ANY topic .. and he can carry on an intelligent conversation about it. My business dealings with him have all been fair and honest. I am thrilled that he is moving back to the Denver area soon.” August 17, 2010

Jeff R. (client) Jeff hired you as a Attorney in 2005 and hired DT more than once

Top qualities: Expert, High Integrity, Creative

“You can only pic 3 in the attributes. Dave is all of them! and it's not fair that 3 can only be picked...I couldn't decide which three would describe him but, if you ever need someone to dig deep and find something that will take the case over the top in a case for you, I highly recomend Dave. Dave is very smart and knows not only what is out side the box of thinking, he won't let the others have a chance to get out of theirs! in other words, no-one is gonna pull a fast one on Dave, "he's already thought of it", no-one will have you believe in something "Dave has already checked it out", and Dave wont stop the momentum or energy he uses for what he is doing for your protection and success in the case!! Jeff C. Rodriguez” July 8, 2010

Christopher V. (client) Christopher hired you as a Attorney in 2006 and again in 2011

Top qualities: Great Results, Personable, Expert

“Dave is truly gifted in his organizational skills and is an expert in the area of law. He is very personable in his approach with his clients and made me feel relaxed from the first conversation. I would readily recommed Dave to all my friends” February 20, 2007

Charles C. (client) Charles hired you as a Attorney in 2006, and again in 2011

Top qualities: Expert, On Time, High Integrity

“TO WHOM IT MAY CONCERN: I RARELY GIVE RECOMMENDATIONS OR ENDORSEMENTS, HOWEVER DAVID TERNER IS AN EXCEPTION. DAVID REPRESENTED ME IN A SENSITIVE PERSONAL MATTER. AT ALL TIMES HIS METHOD AND MANNER WAS CONDUCTED WITH ALL PROFESSIONAL BEARING. MOREOVER DAVIDS' CARE AND CONCERN SHOWED WHEN NEEDED AT THE PROPER CRITICAL TIME. IT IS RARE TO FIND THE COMBINATION OF HONEST CONCERN AND PROFESSIONAL EXPERTISE IN THE SAME PERSON, THAT DAVID SO WELL EXEMPLIFIES IT IS WITH NO RESERVATION I RECOMMEND DAVID TERNER, PLEASE CALL IF YOU HAVE ANY QUESTION WHAT SO EVER. SINCERELY CHARLES C. February 21, 2007

Dan P. (client) Dan hired you as a Attorney in 2003 and again 2011, and hired DT more than once

Top qualities: Great Results, Expert, Good Value

“Dave is an attorney who will really watch your back. I can't even begin to say all the times he has kept me from doing something stupid in my business and my personal life. Dave is one of the smartest lawyers I know and fiercely loyal. He worked tirelessly for me on several fronts. An example, I asked him to perform something for me that was outside his expertise he learned it without charging me for his education; only his time directly on the matter. I can't praise Dave enough and completely trust him in my legal matters.” July 8, 2010

William V. (client) William hired you as a Attorney in 2003 and hired you more than once

Top qualities: Great Results, Expert, Good Value

“Mr. Terner represented both my company and myself for several years. He had to deal with a variety of different issues ranging from simple wills to complex contracts. He always seemed to know what needed to be done and got it quickly and economically.” July 8, 2010

Stephanie R. (client) Stephanie hired you as a Attorney in 2002 and hired you more than once

Top qualities: Great Results, Personable, Good Value

“Dave is an excellent attorney. Dave gets the job done the way the client requests. He has vast knowledge of bankruptcy, small business and family law. I highly recommend Dave to anyone.” July 27, 2010

Tyrone M. (client) Tyrone hired you as a Attorney in 2003

Top qualities: Great Results, High Integrity, Creative

“I have had the pleasure of knowing Dave Terner in both business and personal capacities for numerous years. He is the consummate professional; only his outstanding character exceeds his knowledge and preparation. Mr. Terner possesses great forethought, a highly beneficial attribute that readily distinguishes him from others. Dave maintains the ability to temper his focus with calmness and humor, which places one at ease, even in the most trying situations. When faced with adversity, he is at his best. It is difficult to envision anyone as kind or loyal as Mr. Terner, whose capacity for empathy readily endears him to others. He is the consummate professional.” July 28, 2010

(c) All Rights Reseraved 2013 David Terner